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Car FINANCE

Find the perfect car finance deal with rates from 3.9% APR. Compare deals from 30+ lenders and get approved in minutes.

Choose Your Finance Type

Hire Purchase (HP)

Spread the cost with fixed monthly payments, and own the car outright at the end.

  • Own the car at the end
  • Fixed monthly payments
  • No mileage restrictions
  • Simple and straightforward

Personal Contract Purchase (PCP)

Lower monthly payments with the option to buy, return, or exchange your car at the end.

  • Lower monthly payments
  • Flexible end options
  • Mileage allowance
  • Optional final payment

Personal Loan

Borrow money to buy your car outright, then pay back in fixed monthly installments.

  • Immediate ownership
  • No restrictions
  • Competitive rates
  • Flexible terms

Why Choose Our Car Finance?

FCA Authorised

Authorised and regulated by the Financial Conduct Authority for your protection.

Competitive Rates

Access to exclusive rates from 3.9% APR through our network of lenders.

Quick Decisions

Get a decision in minutes and funding within 24 hours of acceptance.

Flexible Terms

Choose from 12 to 84 months repayment terms to suit your budget.

Representative Rates

3.9%
Representative APR
For customers with excellent credit
£0
Application Fee
No upfront costs or hidden charges
84
Max Term (Months)
Flexible repayment periods

Representative example: Borrowing £23,000 over 60 months at a representative APR of 10.9%, an annual interest rate of 10.87% (fixed) and a deposit of £0.00, you would make 60 monthly payments of £493.16. Total amount payable: £29,589.60. Total cost of credit: £6,589.60. This is an example only; all finance is subject to status. Lender fees may apply.

Ready to Finance Your Car?

Get a personalised quote in just 2 minutes — soft search eligibility checker.

WHOOSH!Car Finance

Your trusted partner for lightning-fast car finance. We help people across the UK WHOOSH into their next car.

Contact Us

01942 946666
hello@whooshcarfinance.co.uk
Unit 2, 30 Broughton Street
Cheetham Hill, Manchester
M8 8NN, United Kingdom

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Representative example: Borrowing £23,000 over 60 months at a representative APR of 10.9%, an annual interest rate of 10.87% (fixed) and a deposit of £0.00, you would make 60 monthly payments of £493.16. Total amount payable: £29,589.60. Total cost of credit: £6,589.60. This is an example only; all finance is subject to status. Lender fees may apply.

Whoosh Car Finance Limited (Company No. 15772578) T/A Whoosh Car Finance is authorised and regulated by the Financial Conduct Authority (FRN No. 1020313). We act as a credit broker, not a lender. We can introduce you to a limited number of brokers and their finance partners who may be able to offer you finance facilities for your purchase. We will only introduce you to these companies. We will receive a commission payment from the broker we introduce you to if you decide to enter into an agreement with them.

The nature of this commission is as follows: we receive a fixed fee commission per finance agreement entered into, or we receive a commission based on a percentage of the total amount of finance taken. We will disclose the amount of any commission we will receive and gain your explicit consent before the agreement is entered into. Our service is entirely free to our customers.

You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at https://www.financial-ombudsman.org.uk.

Applicants must be 21 or over, terms and conditions apply, guarantees and indemnities may be required. We are registered with the Office of the Information Commissioner (No. ZB989798).