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FCA-Authorised

About Whoosh Car Finance

Whoosh Car Finance is an FCA-authorised credit broker based in Manchester, UK. We connect people with the right car finance deal from a panel of trusted lenders, accessed through our finance partners — whether they have perfect credit, poor credit, or something in between.

We are not a lender. We are not a dealership. We are a broker, and that means we work for you.

Meet the Founder

Whoosh was founded by Sahil Puri in Manchester in 2024, and began arranging car finance for customers in 2026. The idea was simple: car finance should not feel complicated, corporate, or intimidating.

"I saw an industry full of faceless comparison sites and aggressive telesales teams, and I thought — there has to be a better way. Whoosh is built on the idea that getting car finance should feel as fast and painless as possible, with a real person guiding you through every step. We are not a tech platform that treats you like a data point. We are a small, focused team that actually picks up the phone."

Sahil Puri is the founder and CEO of Whoosh. He is an FCA-authorised credit broker and oversees all operations, compliance, and customer service.

How We Operate

We are a credit broker, not a lender. We find the right lender through our finance partners.

We earn commission from the lender when a deal completes. We do not charge you fees.

We are authorised and regulated by the FCA. Our firm reference number is 1020313.

We introduce you to our finance partner, Concierge Motor Finance, and the panel of lenders they work with, to search a wide range of products suited to your circumstances.

Our Regulatory Commitment

Whoosh Car Finance Limited is authorised and regulated by the Financial Conduct Authority (FRN: 1020313). Company registration: 15772578.

All advertising, content, and communications are designed to be fair, clear, and not misleading — in line with the FCA Consumer Duty requirements.

Verify our authorisation at register.fca.org.uk .

Complaints

If you are unhappy with any aspect of your experience, please contact us. We will investigate and respond within 8 weeks. If unsatisfied, you may refer to the Financial Ombudsman Service at financial-ombudsman.org.uk or 0800 023 4567.

Why the Comic-Book Look?

Car finance is a serious decision, but the process does not have to feel grey and boring. Our comic-book style reflects who we are: energetic, approachable, and a little bit different. Getting your next car should feel exciting — and we have built Whoosh to match that energy.

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WHOOSH!Car Finance

Your trusted partner for lightning-fast car finance. We help people across the UK WHOOSH into their next car.

Contact Us

01942 946666
hello@whooshcarfinance.co.uk
Unit 2, 30 Broughton Street
Cheetham Hill, Manchester
M8 8NN, United Kingdom

Follow Us

Representative example: Borrowing £23,000 over 60 months at a representative APR of 10.9%, an annual interest rate of 10.87% (fixed) and a deposit of £0.00, you would make 60 monthly payments of £493.16. Total amount payable: £29,589.60. Total cost of credit: £6,589.60. This is an example only; all finance is subject to status. Lender fees may apply.

Whoosh Car Finance Limited (Company No. 15772578) T/A Whoosh Car Finance is authorised and regulated by the Financial Conduct Authority (FRN No. 1020313). We act as a credit broker, not a lender. We can introduce you to a limited number of brokers and their finance partners who may be able to offer you finance facilities for your purchase. We will only introduce you to these companies. We will receive a commission payment from the broker we introduce you to if you decide to enter into an agreement with them.

The nature of this commission is as follows: we receive a fixed fee commission per finance agreement entered into, or we receive a commission based on a percentage of the total amount of finance taken. We will disclose the amount of any commission we will receive and gain your explicit consent before the agreement is entered into. Our service is entirely free to our customers.

You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at https://www.financial-ombudsman.org.uk.

Applicants must be 21 or over, terms and conditions apply, guarantees and indemnities may be required. We are registered with the Office of the Information Commissioner (No. ZB989798).